When it comes time to lease or loan your new Chevy vehicle or used model, drivers from West Caldwell, Clifton, and beyond want to know what their auto financing options may be. This important final step of the car buying process is one that we, here at Paul Miller Chevrolet, don't take lightly. We not only have our auto financing experts, who are both certified and knowledgeable, available to help with any of our customers questions and concerns, but we also work diligently to find the perfect financial plan for you and your budget.
LET US GO OVER ALL OF YOUR CAR FINANCING OPTIONS
We work with our buyers because our main goal is to help you find the lease or loan that fits you and your lifestyle best. We typically have two major auto financing options, either leasing or loaning. Take a closer look at each financing opportunity to see which one would be right for you.
Leasing - Great for drivers that love to own the latest and most popular vehicles, a lease is typically a three-year contract on a brand-new Chevy vehicle, comes with many different warranties, and will most likely cost you less up front than a loan. You will have to follow more thorough rules and regulations with a lease, but if you follow these it shouldn't be a problem.
Loaning - If you like to own your vehicle, this is the right choice for you. Typically, a loan on a new Chevy is more expensive in the beginning, but in the long-run a loan is definitely the less expensive option. Once your payments are gone, you'll be driving a like-new car with no monthly payment. You can also loan either a new or used car, have the option of selling whenever you'd like, and can customize your vehicle as much as you desire.
UTILIZE OUR ONLINE FINANCE TOOLS TO GET A HEAD START
In order to spend less time in our finance center and more time showing off your new Chevy car, truck, or SUV around Livingston NJ or Verona NJ, we suggest beginning the financial process right from your Wayne NJ home or Clifton office. Get pre-approved via our online financial form, see what our privacy policy is, value your trade to get an estimate on your current vehicle, and see what type of protection plans Paul Miller Chevrolet has to offer. Not only will this save you time, but it will also allow you to fill out your personal information in the comfort of your own place.
SEE HOW YOU CAN SAVE MONEY WITH OUR FINANCE SPECIALS
From lease deals to service specials, Paul Miller Chevrolet of West Caldwell offers a wide array of money-saving savings and deals. To see how you could save even more money on the vehicle that you love, browse through our current new Chevy and used car specials or talk to one of our sales consultants today!
Chevy Lease End Options
Is your Chevy lease coming to an end. Wondering what the next steps are? Learn about your lease return options or speak to our team.
STOP BY THE FINANCE CENTER AT PAUL MILLER CHEVROLET TO LEARN MORE
If you're interested in discussing your many auto financing options with one of our finance experts, don't hesitate to contact us, either via phone, online chat, or text, or stop by our West Caldwell dealership. We would love to go over details, talk about the vehicle you're interested in, and see what type of lease or loan we could provide you!
HOW LOAN PAYOUTS WORK WITH TRADE-INS
Does your trade-in still have a loan? Our team frequently works with drivers who want to upgrade before they've finished paying on the loan for their current vehicle. Our team will help you determine your trade-in value and pay out the remainder of your loan. Ask our team about finding your payoff amount and how to trade up to a new vehicle while satisfying the remainder of your old loan. You don't have to wait to upgrade or find an affordable new or used car. Our team is happy to assist you every step of the way.
FAQs About Trade-Ins and Loan Payouts
A: Speak with our finance experts to see how much is left on your current loan.
A: Yes, our team can assist you with finding a new or affordable used vehicle, and our finance experts can help navigate the trade-in and payoff paperwork.
A: Technically, your trade-in must have the loan satisfied, but we can work the payoff amount into your deal so you can trade early if you still owe on the loan.
A: In this situation, you have negative equity on your trade-in. You can pay the remainder after we pay the trade-in value, or you can sometimes roll over any negative equity into a new loan. However, there are lender restrictions on how much negative equity is allowed to roll over into a new loan. Speak with our finance experts at Paul Miller Chevrolet to learn more and explore your options.
FAQs About Purchasing & Leasing
Yes! Our online sales tools allow you to find, research, and purchase the new or used Chevy of your dreams.
No, however, we ask for appointments to help keep showroom traffic low. That being said, you are welcome to stop by at any time.
Unfortunately, we don't offer rental vehicles. We do have service loaners for service customers, though.
Every Certified Pre-Owned vehicle from Chevrolet, Buick and GMC comes with a 6-year/100,000-mile1 Extended Powertrain Limited Warranty, including Roadside Assistance3 and Courtesy Transportation available during your limited warranty period.
Extended New Car Bumper-to-Bumper Limited Warranty for 12 months/12,000 miles. Please keep in mind there are some exclusions.
No, you don't need to have an appointment to return your lease. Drivers can bring their leased Chevy vehicle to Paul Miller Chevrolet. We'll need both sets of keys and the owner's manual.
Yes! We'd love to buy your vehicle. Come in to get an appraisal or use our online appraisal tool today!
Yes! All new vehicles receive a five-year/60,000-mile roadside assistance warranty.
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Paul Miller Chevrolet
950 Bloomfield Ave
West Caldwell, NJ 07006
- Sales: (800) 413-7585
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